Safeguarding your tomorrow, with personal insurance
We don’t think twice about insuring our cars before leaving the car lot but most of us do not think about insuring our most important asset – you and your ability to generate an income!
Having adequate cover when life takes an unexpected turn is when you will appreciate it most. We can’t prevent illness or injury from happening; however, we can assist with ensuring you will not face a financial burden should a tragic life event occur.
We review the structure of your policies to tailor for your cash needs and tax effectiveness. We utilise a wide range of insurance partners to implement our personal protection strategies which cover a number of products, including:
Pays a lump sum upon death or terminal illness – it could be used to pay off the mortgage, help with your kids’ education, provide for the family or pretty much anything else that needs attention at this difficult time.
If you can no longer work due to illness or injury, this cover provides you with a lump sum which you can use to generate an income or pay for medical expenses or modifications to your home to suit your new needs.
Should you suffer a specified medical condition such as a heart attack or cancer, this cover pays a lump sum benefit. You can choose what you do with these funds – for example you may need funds for further treatment, allow your spouse the financial freedom to take time off work to care for you, reduce your mortgage, or take some much needed time away with the family– it is up to you.
Your ability to earn an income is your greatest asset and if you exhaust your paid sick leave, you may be faced with no cashflow or having to rely on savings or borrowings. This could undo all the great work you have done over the years to get ahead. This insurance covers up to 70% of your income so that you can focus on recovering from your illness or injury without having the added financial stress.
Looking to get started? Our team is ready to begin a journey with you.
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El Toro Financial Pty Ltd T/A GPW Financial Planning | ABN 42 658 850 385
Corporate Authorised Representative (CAR 1305409) of Alliance Wealth Pty Ltd ABN 93 161 647 007 | AFSL 449221
GPWFP recognises and honours the long history of the Yugambeh and Yuggera people as the Traditional Custodians of the land we live and work on.
